First Residential Property with a 5% Deposit and Without Lenders Mortgage Insurance (LMI)
WHAT PEOPLE SAY
"We were told by two different banks that we'd be saving for another three years to reach a 20% deposit. Then we found James Francis. He looked at our income, restructured our credit limits, and secured us a spot in the 5% First Home Guarantee scheme within days. We didn't pay a single dollar in Lenders Mortgage Insurance (LMI) and bought our absolute dream home in Epping VIC. Partnering with James at A1 LoanHub completely changed our lives!"
JASMEET WALIA
"What sets James Francis apart is his total commitment. He didn’t just get us a loan; he guided us from the initial financial intake all the way to settlement day. He organized the property valuations rapidly and made sure our contract aligned perfectly with the regional price caps. Professional, direct, and elite service. Thank you, James and the team at A1 LoanHub!"
PRAVEEN KUMAR
"I still can't believe I am a homeowner instead of a renter. I only had a small 5% deposit saved, but James handled the government compliance paperwork flawlessly to secure my federal guarantee slot. The entire systematic roadmap he maps out is so clean and easy to follow. I am incredibly grateful for James’ expertise and couldn't recommend A1 LoanHub highly enough."
SANJAY MAHAJAN
"Being self-employed made other mortgage brokers place our application in the 'too hard' basket, telling us we needed a massive deposit history. James Francis didn't hesitate. He combed through our regular tax structures, verified our ATO Notice of Assessments, and successfully proved our servicing power to a participating scheme bank. Buying our first home with a 5% deposit as business owners is an absolute dream come true. Infinite thanks to A1 LoanHub!"
AHMED HABIB
Home Ownership Made Easy With 5% Deposit Scheme for First Home Buyers
Take the first step toward owning your dream home with just a 5% deposit. This government-supported initiative helps eligible first home buyers enter the property market sooner, reducing the need for a large upfront deposit and making home ownership more affordable. With lower savings requirements and access to competitive home loan options, you can move into your new home faster and start building your future with confidence.
844 High Street, Epping, VIC 3076
Call 0421 219 091
Email: [email protected]
Site: www.a1loanhub.com.au